Atlantic Luxury Advisors
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32 photos

10903 BAL HARBOR

Boca Raton, FL 33498

$1,150,000
4
3
2,750 sq ft
9,650 sq ft
1996
2 car
Single Family Residence
$476/mo
Yes
Yes
0
Active

Listing courtesy of LoKation (Robert Phirsichbaum). Contact: [email protected].

About this home

Welcome home to this well maintained 4-bedroom 3 bath, pool home. Offering desirable combination of comfort & south Florida living. Access the ideal outdoor pool area with a do die for back yard, featuring a covered patio, barbeque area with mature landscape, and water views for that great weekend entertainment. Additional features of this remarkable residence include a whole-house generator, and window protection (shutters/panels). Located in the desirable community of Boca Isles South, which offers country club style living, HOA fee includes 24hr manned gate, high-speed internet and cable. Community amenities include a beautiful clubhouse, fitness/gym, billiards, pool, tennis, and pickleball. And a kid's playground. Zoned for A rated schools. Convenient and well-rounded shopping & dining at Uptown Boca, Mission Bay Shops and Westwind's of Boca. Located close to Burt Aaronson South County Regional Park which features; Coconut Cove Waterpark, Kid's playgrounds, sports fields, tennis, basketball, and pickleball courts, as well as Osprey Point Golf Course, one of the area's finest public courses. Enjoy lakes for boating, trails for biking and running, the popular Canine Cove dog park, and the Sunset Cove Amphitheater, which hosts a variety of events and performances.

Virtual tour
What it costs to own
Estimated monthly payment
$8,625/mo
Principal and interest
$5,815
Property tax
$1,617
Homeowners insurance
$717
HOA
$476

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$19,399/yr

Estimate: the price times the Palm Beach County average total millage (17.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$476/mo (from the listing)
FEMA flood zone
Zone X, minimal risk

Outside the special flood hazard area. Flood insurance is optional.

Hurricane evacuation zone
Not in a designated evacuation zone

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Florida risk
Ground elevation
17.1 ft

Bare ground at the point (USGS 3DEP, NAVD88), not the finished floor.

Distance to the coast
8.8 mi

Straight line to the nearest salt-water shoreline (ocean, bay or lagoon).

NFIP flood policies nearby
$540 to $680 a year

Middle half of 942 NFIP single-family policies in ZIP 33498, zone X, policies effective 2025-10-02 to 2026-10-02. What owners paid, not a quote for this home.

Sources: FEMA National Flood Hazard Layer (panel 12099C0965F, effective 2017-10-05), USGS 3DEP, Florida Division of Emergency Management, OpenStreetMap coastline, FEMA OpenFEMA NFIP policies. Checked 2026-10-02. Wind and homeowners premiums are not shown: no public source publishes them at this level, and they vary with roof age, construction and the carrier. Public map data looked up at this location, not a survey or an insurance quote. Confirm with an elevation certificate, the county and your insurer. FEMA flood map

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.