50 photos
20943 96th Ct
Cutler Bay, FL 33189
Listing courtesy of United Real Estate Miami (Maria Penalver). Contact: [email protected].
Set within one of Cutler Bay's most desirable neighborhoods, this beautifully appointed five-bedroom, four-bath residence offers a seamless blend of refined comfort and effortless South Florida living. Filled with natural light, the thoughtfully designed open floor plan creates an inviting atmosphere where everyday moments and special occasions unfold with ease. The spacious kitchen features white wood cabinetry, generous prep space, and an easy flow into the main living and dining areas, making it ideal for gathering and entertaining. Discover Cutler Bay, a community defined by tree-lined streets, tranquil lakes, scenic walking and biking paths, and the iconic Old Cutler Road tree canopy made up of Banyan, Live Oak, Mahogany, Gumbo-Limbo, Strangler Figs and other prevalent South Florida hardwood species. Ideally positioned near top-rated schools, parks, shopping, dining, and premier outdoor destinations including Black Point Marina, Matheson Hammock Park, and Fairchild Tropical Botanic Garden, every convenience and adventure is within easy reach. Whether enjoying quiet mornings, entertaining guests, or embracing an active coastal lifestyle, this residence offers the perfect balance of sophistication, comfort, and connection. More than a home, it is an opportunity to experience the character, beauty, and welcoming spirit that continues to make Cutler Bay one of South Florida's most sought-after places to call home.
- Principal and interest
- $4,799
- Property tax
- $1,399
- Homeowners insurance
- $592
- HOA(not in the listing)
- $0
An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.
Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.
Outside the special flood hazard area. Flood insurance is optional.
Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.