Atlantic Luxury Advisors
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71 photos

4505 Ocean #805

Highland Beach, FL 33487

$749,000
2
2
1,100 sq ft
1974
1 car
Condominium
$1,601/mo
Yes
Yes
104
Active

Listing courtesy of Compass Florida, LLC (Tina Lizzio). Contact: [email protected].

About this home

Welcome to 45 Ocean Condo in Highland Beach, Florida, where waterfront living meets modern convenience. All structural work and assessments have been completed and paid for. This 2/2 condo has 1,100 sf of finished living space with southern exposure. Situated on the 8th floor, this residence provides an elevated position within the building. The unit includes one garage stall, ensuring secure parking for your vehicle and plenty of overflow parking in lot for a second vehicle or guests. As an oceanfront property, this condominium provides direct access to the water's edge, a defining feature that enhances the coastal lifestyle. 45 Ocean Condo represents an excellent opportunity to own a well-appointed waterfront residence in Highland Beach.

What it costs to own
Estimated monthly payment
$6,887/mo
Principal and interest
$3,787
Property tax
$1,032
Homeowners insurance
$467
HOA
$1,601

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$12,385/yr

Estimate: the price times the Palm Beach County average total millage (17.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$1,601/mo (from the listing)
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone B: ordered to evacuate for Category 1 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.