Atlantic Luxury Advisors

405 COCONUT

Stuart, FL 34996

$1,349,000
4
3.5
2,556 sq ft
6,180 sq ft
2018
2 car
Single Family Residence
2
Active

Listing courtesy of Illustrated Properties (Adrian Bruna). Contact: [email protected].

About this home

Minutes from the beaches and Downtown Stuart, this 4-bedroom, 4.5-bath residence has been completely reimagined, offering refined finishes, generous living space, and the flexibility of no HOA with dedicated parking for a boat or RV. A private office with custom built-ins and its own closet could easily function as a fifth bedroom. Completed in 2018 and extensively upgraded since, the home opens to herringbone flooring, soaring vaulted ceilings, and a spacious main living area. The main level features the primary suite and main living spaces, along with the private office, a half bath for guests, and the primary laundry area. A true custom chef's kitchen features imported Italian marble, Wolf and Sub-Zero appliances, a wine cooler, and a reverse osmosis system. Upstairs, a spacious loft leads to three bedrooms, two full bathrooms, and a second dedicated laundry area. The home is equipped with a metal roof and complete impact glass for added peace of mind. Significant improvements include new AC systems installed in 2026, R-30 insulation, a whole-house 24kW generator with a 500-gallon tank, and a whole-house water softener. Outside, the backyard is fully turfed and surrounded by lush vegetation, creating a private, low-maintenance outdoor space. With no HOA, there is also dedicated space for a boat or RV. Turnkey and extensively upgraded, this home combines quality finishes, thoughtful improvements, and a convenient location just minutes from the beaches and everything Downtown Stuart has to offer!

What it costs to own
Estimated monthly payment
$9,412/mo
Principal and interest
$6,821
Property tax
$1,749
Homeowners insurance
$842
HOA(not in the listing)
$0

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$20,991/yr

Estimate: the price times the Martin County average total millage (16.06 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
Not stated in the listing; ask us
FEMA flood zone
Zone X, minimal risk

Outside the special flood hazard area. Flood insurance is optional.

Hurricane evacuation zone
Zone E: ordered to evacuate for Category 4 and 5 hurricanes.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.