Atlantic Luxury Advisors
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51 photos

5455 Lugo

Fort Pierce, FL 34951

$440,000
4
2
1,623 sq ft
7,733 sq ft
2020
3 car
Single Family Residence
$12/mo
Yes
60
Active

Listing courtesy of Keller Williams Realty of Vero (Kevin Howard). Contact: [email protected].

About this home

Nestled in the desirable Waterstone community, this beautifully maintained, lakefront, 2020-built, saltwater pool home offers 4BD, 2BA, 3 car garage & 1,623 of living sq.ft. Recent updates include new quartz kitchen countertops, new LVP flooring & new landscape w/ LED spotlights throughout. Step outside to the covered patio overlooking the vinyl-fenced backyard, side 2-tier garden w/ vined pergola & papered pathway, creating the perfect setting for relaxation. Community amenities include a pool, fitness room & pickleball courts, offering recreation & convenience right at home, all with a low annual HOA fee of just $140!

Virtual tour
What it costs to own
Estimated monthly payment
$3,226/mo
Principal and interest
$2,225
Property tax
$714
Homeowners insurance
$275
HOA
$12

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$8,565/yr

Estimate: the price times the St. Lucie County average total millage (21.56 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$12/mo (from the listing)
FEMA flood zone
Zone X, minimal risk

Outside the special flood hazard area. Flood insurance is optional.

Hurricane evacuation zone
Not in a designated evacuation zone

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.