Atlantic Luxury Advisors
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43 photos

9528 St. Germain

Palm Beach Gardens, FL 33412

$1,299,900
4
4
3,000 sq ft
2025
3 car
Single Family Residence
$250/mo
Yes
0
Active

Listing courtesy of Sainaam Realty & Investment (Ravi P Mohanka). Contact: [email protected].

About this home

This four-bedroom, four-bathroom single-family home in L'Ambiance at Avenir offers 3,000 square feet of living space across two stories. The residence features a three-car garage and the thoughtful floor plan and finishes throughout reflect quality construction designed to hold value. Located in the Palm Beach Gardens community of Avenir, this home provides the space and functionality that appeals to buyers seeking a well-built residence with room to grow.

Virtual tour
What it costs to own
Estimated monthly payment
$9,466/mo
Principal and interest
$6,573
Property tax
$1,835
Homeowners insurance
$808
HOA
$250

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$22,021/yr

Estimate: the price times the Palm Beach County average total millage (17.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$250/mo (from the listing)
FEMA flood zone
Zone X, minimal risk

Outside the special flood hazard area. Flood insurance is optional.

Hurricane evacuation zone
Not in a designated evacuation zone

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Florida risk
Ground elevation
20.2 ft

Bare ground at the point (USGS 3DEP, NAVD88), not the finished floor.

Distance to the coast
12.1 mi

Straight line to the nearest salt-water shoreline (ocean, bay or lagoon).

Sources: FEMA National Flood Hazard Layer (panel 12099C0334F, effective 2017-10-05), USGS 3DEP, Florida Division of Emergency Management, OpenStreetMap coastline. Checked 2026-10-02. Wind and homeowners premiums are not shown: no public source publishes them at this level, and they vary with roof age, construction and the carrier. Public map data looked up at this location, not a survey or an insurance quote. Confirm with an elevation certificate, the county and your insurer. FEMA flood map

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.