Atlantic Luxury AdvisorsKeller Williams Realty Services

22 photos

8888 Collins Ave #103

Surfside, FL 33154

$399,900
1
1.5
730 sq ft
2000
1 car
Condominium
$502/mo
279
Active

Listing courtesy of Vylla Home. Contact: [email protected].

About this home

Welcome to your Surfside beach escape—just steps from the sand and the Atlantic Ocean! This charming 1-bedroom, 1.5-bath condo at Surfside Palms offers the perfect blend of comfort, convenience, and coastal living. Enjoy ocean breezes from your oversized balcony with partial ocean views or start your morning with a stroll to the beach—just around the corner. Inside, the home features a spacious living area, an efficient kitchen with abundant cabinetry, a serene bedroom with generous closet space, and an en-suite bath. Additional conveniences include an in-unit washer and dryer and a dedicated garage parking space. Surfside Palms is a boutique Mediterranean-style building with a pool, spa, and relaxed beach-town atmosphere. The location is exceptional—walk to the beach in seconds, enjoy nearby dining along Harding Ave, and take a short drive to world-class luxury shopping at Bal Harbour Shops or the vibrant nightlife, restaurants, and culture of South Beach. Experience the best of coastal living in one of Miami’s most desirable beachfront neighborhoods. Welcome home to Surfside Palms. Seller financing available.

What it costs to own
Estimated monthly payment
$3,327/mo
Principal and interest
$2,022
Property tax
$553
Homeowners insurance
$250
HOA
$502

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$6,635/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

The full yearly cost of owning this home: property tax levy by levy from the published millage of the parcel’s taxing district (a mailing city is not always inside its city limits), the Save Our Homes cap, HOA and the insurance quotes to get.

HOA
$502/mo (from the listing)
FEMA flood zone
Lookup unavailable. Check the FEMA map
Hurricane evacuation zone
Lookup unavailable. Know your zone

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Florida condo safety laws

Surfside Palms, A Condo was built in 2000, according to the county property appraiser.

If it has three or more habitable stories, Florida law (s. 553.899, F.S.) requires a milestone structural inspection by December 31 of the year it reaches 30 years of age, then every 10 years; for a building of this age the first one is due by December 31, 2030. A local building official may require it at 25 years near salt water.

Condominium buildings of three or more stories also need a structural integrity reserve study (s. 718.112(2)(g), F.S.) at least every 10 years; associations formed on or before July 1, 2022 had to complete one by December 31, 2025.

Dates follow from the statutes and the year the county appraiser lists for the building, not from the association's records. Ask the association for its milestone inspection report, its most recent structural integrity reserve study and any approved or proposed special assessments, and review them before you buy.

Location
Location from the listing's MLS coordinatesMap data © OpenStreetMap contributors

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty Services. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.