76 photos
14809 SW 39th Ter
Miami, FL 33185
Listing courtesy of EXP Realty South LLC. Contact: [email protected].
NO HOA. NO CDD. Built in 2019, this single-story West Kendall home combines modern construction with room to breathe: 4 bedrooms, 3 full baths, and 2,750 SF of living space on an oversized 7,650 SF lot. Impact windows and doors, 12-ft ceilings, and 2x4 stone tile floors run through an open layout made for everyday living and entertaining. The kitchen has quartz countertops, wood cabinetry, and stainless steel appliances, and it opens to the living and dining areas. The primary suite works as a private retreat, with two walk-in closets plus a third closet, dual vanities, a freestanding soaking tub, and a walk-in shower. Outside, the covered rear patio overlooks a fenced backyard with plenty of space to make your own. Attached 2-car garage. Newer one-story homes with no association fees are hard to find in 33185.
- Principal and interest
- $5,309
- Property tax
- $1,555
- Homeowners insurance
- $658
- HOA(not in the listing)
- $0
An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.
Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.
The full yearly cost of owning this home: property tax levy by levy from the published millage of the parcel’s taxing district (a mailing city is not always inside its city limits), the Save Our Homes cap, HOA and the insurance quotes to get.
Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty Services. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.













