Atlantic Luxury Advisors
5280 Ocean #12B photo 15280 Ocean #12B photo 25280 Ocean #12B photo 35280 Ocean #12B photo 45280 Ocean #12B photo 5

65 photos

5280 Ocean #12B

Riviera Beach, FL 33404

$975,000
2
2
1,668 sq ft
1981
1 car
Condominium
$1,027/mo
Yes
Yes
0
Active

Listing courtesy of Singer Island Real Estate (Dawn Sacco Paskalides). Contact: [email protected].

About this home

A RARE OCEAN-TO-INTRACOASTAL RESIDENCE HIGH ABOVE SINGER ISLAND. Welcome to Residence 12B at The Reaches, where breathtaking water views, exceptional outdoor living and sophisticated coastal interiors come together in one extraordinary oceanfront home. Perched on the 12th floor, this beautifully renovated 2-bedroom, 2-bath residence is distinguished by its spectacular 57-FOOT WRAPAROUND BALCONY showcasing sweeping views from the brilliant blue Atlantic Ocean to the Intracoastal Waterway. Wake to magnificent ocean sunrises, unwind with glowing western sunsets, and enjoy shimmering water views throughout the day and evening. Inside, expansive walls of glass fill the residence with natural light and bring the surrounding water views into the living spaces. The thoughtfully renovated interior features an open-concept kitchen with custom cabinetry, granite countertops and stainless steel appliances, porcelain tile flooring throughout, beautifully updated baths, a desirable split-bedroom floor plan and a dedicated laundry room with washer and dryer. The oversized wraparound terrace becomes an extension of the residence itself—an exceptional setting for morning coffee overlooking the Atlantic, alfresco dining, entertaining friends or simply enjoying the ocean breezes and remarkable Singer Island coastline. The Reaches is an intimate, gated oceanfront community of only 94 residences offering private beach access, an expansive oceanfront pool deck with heated pool and spa, renovated fitness center, social room, tennis, pickleball, racquetball, billiards, garage parking and 24-hour manned security. The building has completed its 40-year structural certification and extensive improvements. Step outside and the Atlantic Ocean is quite literally at your doorstep. Residence 12B offers something increasingly difficult to replicate on Singer Island: HIGH-FLOOR LIVING, AN EXPANSIVE WRAPAROUND TERRACE, RENOVATED INTERIORS AND PANORAMIC OCEAN-TO-INTRACOASTAL VIEWS—all within an established luxury oceanfront building. THIS IS THE SINGER ISLAND LIFESTYLE.

What it costs to own
Estimated monthly payment
$7,927/mo
Principal and interest
$4,930
Property tax
$1,362
Homeowners insurance
$608
HOA
$1,027

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$16,338/yr

Estimate: the price times the Palm Beach County average total millage (17.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$1,027/mo (from the listing)
FEMA flood zone
Zone VE, coastal high hazard

Inside the Special Flood Hazard Area with wave action. Lenders require flood insurance on a financed home, and premiums here are the highest of any zone.

Hurricane evacuation zone
Zone B: ordered to evacuate for Category 1 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Florida risk
Base flood elevation
11 ft (NAVD88)
Ground elevation
20.4 ft

Bare ground at the point (USGS 3DEP, NAVD88), not the finished floor.

Distance to the coast
Under 0.1 mi

Straight line to the nearest salt-water shoreline (ocean, bay or lagoon).

NFIP flood policies nearby
$390 to $790 a year

Middle half of 51 NFIP condo unit policies in ZIP 33404, V zones, policies effective 2025-10-02 to 2026-10-02. What owners paid, not a quote for this home.

Sources: FEMA National Flood Hazard Layer (panel 12099C0391G, effective 2024-12-20), USGS 3DEP, Florida Division of Emergency Management, OpenStreetMap coastline, FEMA OpenFEMA NFIP policies. Checked 2026-10-02. Wind and homeowners premiums are not shown: no public source publishes them at this level, and they vary with roof age, construction and the carrier. Public map data looked up at this location, not a survey or an insurance quote. Confirm with an elevation certificate, the county and your insurer. FEMA flood map

Florida condo safety laws

Reaches The, A Condo was built in 1981, according to the county property appraiser.

If it has three or more habitable stories, Florida law (s. 553.899, F.S.) requires a milestone structural inspection by December 31 of the year it reaches 30 years of age, then every 10 years; for a building of this age the first one was due by December 31, 2024. A local building official may require it at 25 years near salt water.

Condominium buildings of three or more stories also need a structural integrity reserve study (s. 718.112(2)(g), F.S.) at least every 10 years; associations formed on or before July 1, 2022 had to complete one by December 31, 2025.

Dates follow from the statutes and the year the county appraiser lists for the building, not from the association's records. Ask the association for its milestone inspection report, its most recent structural integrity reserve study and any approved or proposed special assessments, and review them before you buy.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.