Atlantic Luxury Advisors
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24 photos

13108 232nd Ln

Homestead, FL 33170

$435,000
3
2.5
1,695 sq ft
2022
1 car
Townhouse
$87/mo
246
Active

Listing courtesy of Florida Homes Realty & Mortgag (Nancy Piloto). Contact: [email protected].

About this home

BEST-PRICED 1,695 SQ FT IN SIENA RESERVE — and the only one under $460K. Step into modern living in this like-new 2022 Lennar build, offered $29,000 below the nearest same-floor-plan competitor in a sold-out community where Lennar's remaining new-construction phases now start at $485,000+. The standout is a sleek, contemporary kitchen with modern cabinetry, updated appliances, and clean finishes that flow seamlessly into the main living area — ideal for everyday living and entertaining. Modern bathrooms carry the same polished aesthetic throughout, and the upstairs primary suite delivers dual sinks, a soaking tub, and a separate shower. Tile flooring on the main level provides durability and low-maintenance living. Attached 1-car garage plus 2 open spaces. Low $87/month HOA covers the community pool, fitness center, clubhouse, and playground. Vacant, easy to show, and priced to move. Skip the 60–90 day wait on new construction — take the keys this month. Homes at this price in Siena Reserve don't last.

What it costs to own
Estimated monthly payment
$3,169/mo
Principal and interest
$2,200
Property tax
$607
Homeowners insurance
$275
HOA
$87

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$7,284/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$87/mo (from the listing)
FEMA flood zone
Zone X, minimal risk

Outside the special flood hazard area. Flood insurance is optional.

Hurricane evacuation zone
Zone B: ordered to evacuate for Category 1 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.