Atlantic Luxury Advisors
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18 photos

8111 205th St

Cutler Bay, FL 33189

$695,000
3
3
1,840 sq ft
8,400 sq ft
1973
2 car
Single Family Residence
$54/mo
10
Active

Listing courtesy of Dezer Platinum Realty LLC (Cindy Sabatier Castellanos). Contact: [email protected].

About this home

Spacious single-family home in the desirable Saga Bay community of Cutler Bay. This home features a very functional layout ideal for families, with a large den providing additional flexible living space. The comfortable living areas are complemented by a spacious kitchen overlooking the backyard, which offers plenty of room to add a pool. Upgrades include a newer roof, solar panels, and hurricane-impact windows, providing added peace of mind, energy efficiency, and potential insurance benefits. A circular driveway and ample parking offer added convenience for guests. Located in a great residential area close to parks, shopping, dining, and major roadways, this home offers space, flexibility, desirable upgrades, and an excellent location in Cutler Bay.

What it costs to own
Estimated monthly payment
$5,009/mo
Principal and interest
$3,514
Property tax
$1,008
Homeowners insurance
$433
HOA
$54

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$12,091/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$54/mo (from the listing)
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone A: first to evacuate, ordered for tropical storms and every hurricane category.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.