Atlantic Luxury Advisors
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11 photos

1050 Pennsylvania Ave #12-A

Miami Beach, FL 33139

$185,000
0
1
380 sq ft
1962
Stock Cooperative
$423/mo
0
Active

Listing courtesy of NTD 1ST Class Realty Miami (Niva Telfort). Contact: [email protected].

About this home

Charming, move-in-ready studio located in the heart of South Beach! This bright first-floor residence offers an efficient layout with hardwood floors, central A/C, an updated kitchen with modern appliances, and a spacious living area. Enjoy peaceful garden and courtyard views in a secure, gated boutique building with on-site laundry. The building has completed its 40-year recertification, providing added peace of mind. Low monthly maintenance includes water, trash, roof, and laundry amenities. Ideally situated just blocks from the beach, Lincoln Road, Flamingo Park, world-class dining, shopping, and entertainment. Perfect as a primary residence, vacation getaway, or investment opportunity in one of Miami Beach's most desirable neighborhoods.

What it costs to own
Estimated monthly payment
$1,697/mo
Principal and interest
$935
Property tax
$222
Homeowners insurance
$117
HOA
$423

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$2,662/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$423/mo (from the listing)
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone B: ordered to evacuate for Category 1 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.