Atlantic Luxury Advisors
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52 photos

2003 20TH

Palm Beach Gardens, FL 33418

$429,900
3
2.5
1,596 sq ft
1,464 sq ft
1978
Townhouse
$218/mo
1
Active

Listing courtesy of EXP Realty LLC (Quan Nickler). Contact: [email protected].

About this home

Move-in ready in the heart of PGA. This fully renovated townhome checks every box, brand new kitchen with white Shaker cabinets, quartz counters, an island cart, new microwave, updated baths, porcelain tile flooring, crown molding, and in unit laundry. Step outside to your private patio with a new outdoor grill and summer kitchen, built for entertaining. Freshly painted inside and out with full hurricane protection, in a pet friendly community with low HOA dues, lakes, fountains, and walking paths. Not to mention athletic fields, tennis and pickleball courts, and central park amenities right around the corner. Walk to PGA Commons, The Gardens Mall, PGA Resort, and Midtown. A few miles to the beach, minutes to I-95, the Turnpike, and PBIA. This is the one you've been waiting for!

What it costs to own
Estimated monthly payment
$3,226/mo
Principal and interest
$2,174
Property tax
$567
Homeowners insurance
$267
HOA
$218

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$6,803/yr

Estimate: the price times the Palm Beach County average total millage (17.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$218/mo (from the listing)
FEMA flood zone
Zone X, minimal risk

Outside the special flood hazard area. Flood insurance is optional.

Hurricane evacuation zone
Not in a designated evacuation zone

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Florida risk
Ground elevation
15.4 ft

Bare ground at the point (USGS 3DEP, NAVD88), not the finished floor.

Distance to the coast
3.3 mi

Straight line to the nearest salt-water shoreline (ocean, bay or lagoon).

NFIP flood policies nearby
$570 to $750 a year

Middle half of 2,621 NFIP single-family policies in ZIP 33418, zone X, policies effective 2025-10-02 to 2026-10-02. What owners paid, not a quote for this home.

Sources: FEMA National Flood Hazard Layer (panel 12099C0378F, effective 2017-10-05), USGS 3DEP, Florida Division of Emergency Management, OpenStreetMap coastline, FEMA OpenFEMA NFIP policies. Checked 2026-10-02. Wind and homeowners premiums are not shown: no public source publishes them at this level, and they vary with roof age, construction and the carrier. Public map data looked up at this location, not a survey or an insurance quote. Confirm with an elevation certificate, the county and your insurer. FEMA flood map

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.