Atlantic Luxury AdvisorsKeller Williams Realty Services

11 photos

Residence in Miami Beach

$128,000
1
400 sq ft
1957
Stock Cooperative
$0/mo
0
Active

Listing courtesy of Realty Sunshine Group LLC. Contact: [email protected].

About this home

BEACH LIVING FOR JUST $128,000! Discover an incredible opportunity to own your own slice of Miami Beach at Ocean Shore Co-Op, ideally located directly across the street from the beach and scenic oceanfront boardwalk! This spacious 400 SF, second-floor studio features a comfortable living area, full bathroom, kitchen with gas cooking, and generous walk-in closet. Perfect as a beach retreat, seasonal getaway, or investment opportunity with rentals permitted twice per year. Located in the heart of North Beach, one of Miami Beach's evolving neighborhoods, surrounded by exciting growth and redevelopment! Enjoy the convenience of the public library across the street, nearby restaurants, parks, Publix, and the iconic North Beach Bandshell. The world-famous Bal Harbour Shops are just minutes away! An exceptional opportunity at one of the area's most attractive price points! Why dream of living near the ocean when you can make it your backyard? Interior Pictures are ai generated. At present unit is fully furnishted and occupied. With some TLC, fresh paint, and modern updates, this studio has the potential to become your perfect beach retreat or investment property.

What it costs to own
Estimated monthly payment
$864/mo
Principal and interest
$647
Property tax
$134
Homeowners insurance
$83
HOA
$0

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$1,608/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

The full yearly cost of owning this home: property tax levy by levy from the published millage of the parcel’s taxing district (a mailing city is not always inside its city limits), the Save Our Homes cap, HOA and the insurance quotes to get.

HOA
$0/mo (from the listing)

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty Services. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.