47 photos
120 PEPPER
Jensen Beach, FL 34957
Listing courtesy of BEX Realty (Joanna Marczak). Contact: [email protected].
Feel the ocean breeze in this beautiful 4 bedroom, 3.1 bath concrete block home on Hutchinson Island ideally located across from Waveland Beach. Soaring ceilings greet you at the entry way completed w/beautiful tile flooring throughout the first floor. Large living room w/fireplace and bar area, formal dining room, eat-in kitchen and a guest bedroom w/walk-in closet and en-suite bath are all located on the ground floor. Upstairs, a spacious loft provides additional living space along with a generously sized primary suite overlooking screened balcony, 2 additional bedrooms and a full bath. At nearly 3000 sq ft this home offers an incredible opportunity to enjoy the same desirable coastal location as the new million-dollar plus community next door at a significantly less price. 2 car garage plus driveway wide enough for 2 cars, sprinkler system. Bay Tree is a small gated boutique community offering a heated pool, clubhouse and a viewing pier on the Intercoastal Waterway. Cable/Internet and landscaping, tree trimming is included in the HOA dues. Located in close proximity to stores, shopping plaza and great restaurants on the Island. Minutes to Jensen Beach downtown, shopping and entertaining. Photos 36 through 40 are virtually staged with suggestion of furniture layout. PLEASE WATCH OUR AWESOME VIDEO.
- Principal and interest
- $3,919
- Property tax
- $1,316
- Homeowners insurance
- $483
- HOA
- $517
An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.
Estimate: the price times the St. Lucie County average total millage (21.56 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.
Outside the special flood hazard area. Flood insurance is optional.
Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.