Atlantic Luxury Advisors
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3543 SPANISH CEDAR

Fort Pierce, FL 34946

$282,770
2
2
1,308 sq ft
2,752 sq ft
2026
1 car
$189/mo
Yes
11
Active

Listing courtesy of Lennar Realty (J. Richelle R Smart). Contact: [email protected].

About this home

This low maintenance home offers a single-story layout with two bedrooms. A galley-style kitchen is tucked in the center of the open living area, with dining room on one side and the Great Room on the other with access to a covered deck. A one-car garage rounds out the design.

What it costs to own
Estimated monthly payment
$2,225/mo
Principal and interest
$1,430
Property tax
$431
Homeowners insurance
$175
HOA
$189

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$5,175/yr

Estimate: the price times the St. Lucie County average total millage (21.56 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$189/mo (from the listing)
FEMA flood zone
Zone X, minimal risk

Outside the special flood hazard area. Flood insurance is optional.

Hurricane evacuation zone
Zone A: first to evacuate, ordered for tropical storms and every hurricane category.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.