Atlantic Luxury Advisors
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61 photos

4108 OCEAN

Highland Beach, FL 33487

$5,200,000
5
5
4,232 sq ft
10,027 sq ft
1980
2 car
Single Family Residence
3
Active

Listing courtesy of Realty Standard Inc (Dominick S. Rivera). Contact: [email protected].

About this home

Available to purchase with the lot next door which is also for sale (4112 S Ocean). ONLY Highland Beach development opportunity - Largest Buildable Lot for a Luxury Estate or Townhomes. Beach getaway directly across from the ocean with PRIVATE BEACH ACCESS ACROSS THE STREET. This beautiful, renovated residence is situated on A1A on over 10,000 square feet, amongst some of Palm Beach County's finest properties. Excellent investor opportunity as well - Unique zoning as one of the only multi-family zoned properties in Highland Beach. Featuring 5 bedrooms, 5 baths, 2 car garage with car lift included and large driveway with plenty of space for your guests to park. Private jacuzzi. New features include impact windows and doors throughout, epoxy floors, stretch PVC membrane ceilings, lighting throughout, updated plumbing valves, custom shoe/dressing room upstairs, new AC units, marble pavers in the backyard, and custom landscaping. The roof was replaced in 2014. There are also custom double front doors on the way. Excellent Highland Beach location within minutes to Atlantic Avenue, Mizner Park, incredible restaurants, A-rated schools and major transportation.

What it costs to own
Estimated monthly payment
$37,064/mo
Principal and interest
$26,294
Property tax
$7,520
Homeowners insurance
$3,250
HOA(not in the listing)
$0

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$90,241/yr

Estimate: the price times the Palm Beach County average total millage (17.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
Not stated in the listing; ask us
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone B: ordered to evacuate for Category 1 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.