Atlantic Luxury Advisors
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21 photos

8520 207th Ter

Cutler Bay, FL 33189

$580,000
3
2
1,439 sq ft
5,805 sq ft
1989
Single Family Residence
$130/mo
5
Active

Listing courtesy of Sea Grove Realty (Derlis Duette). Contact: [email protected].

About this home

This immaculate single-family home boasts top-tier updates throughout, featuring a warm wood kitchen equipped with sleek granite countertops and fresh interior updates, including new flooring installed in 2022. Key infrastructure upgrades provide peace of mind, including a durable tile roof (2019) and brand-new A/C ductwork for optimal climate control. Step outside to your private backyard oasis, complete with a brand-new pool perfect for year-round relaxing or entertaining. Close to Old Cutler Road, Stores, Mall, School and Black Point Marina.

What it costs to own
Estimated monthly payment
$4,260/mo
Principal and interest
$2,933
Property tax
$830
Homeowners insurance
$367
HOA
$130

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$9,965/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$130/mo (from the listing)
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone A: first to evacuate, ordered for tropical storms and every hurricane category.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.