Atlantic Luxury Advisors
108 Swinton photo 1108 Swinton photo 2108 Swinton photo 3108 Swinton photo 4108 Swinton photo 5

58 photos

108 Swinton

Delray Beach, FL 33444

$3,700,000
4
3.5
2,537 sq ft
8,362 sq ft
2024
2 car
Single Family Residence
Yes
5
Active

Listing courtesy of Houseworks Real Estate (Carol Ann Fredericks). Contact: [email protected].

About this home

A Home That Doesn't Come Up Twice Some homes are for sale. This one is for the buyer who has been waiting for the right one — a fully 2024 restored, circa-1930 Craftsman estate in the heart of Delray Beach's coveted OSSHAD historic district, transformed through a meticulous four-year, $1.8M renovation into a residence that honors its past while living entirely in the present. This is not a spec-built "historic-style" home. It is the real thing — original architectural character preserved and elevated, paired with a chef's kitchen wrapped in stainless elegance, wide-plank wood floors, soaring skylit living spaces, and a resort-style pool framed by mature palms and a brick sun terrace. The 10 year tax abatement is icing on the cake. The Address Buyers Search For Location isn't a selling point here — it's the entire premise. One block off Atlantic Avenue, this is walkable luxury in its purest form: morning coffee at a sidewalk café, sunset dinners at the Avenue's best tables, boutique shopping, live music, and the beach itself — all within an effortless stroll. No car needed. No compromise required. This is the rare intersection of historic gravitas and downtown vitality that Delray Beach is famous for, and that so few properties actually deliver. The 2026 Tax Advantage Adding to the opportunity: this property carries an approved 10-year historic property tax abatement beginning in 2026 — a significant, quantifiable carrying-cost advantage that rewards exactly the kind of buyer drawn to preservation-grade real estate. It's a rare structural incentive layered on top of an already exceptional asset. Picture the Life This Home Offers. 5 zone speaker system Sonos compatible, whole house water purification system, so many more custom features. This is the home for the buyer who has outgrown ordinary.

What it costs to own
Estimated monthly payment
$26,360/mo
Principal and interest
$18,709
Property tax
$5,334
Homeowners insurance
$2,317
HOA(not in the listing)
$0

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$64,003/yr

Estimate: the price times the Palm Beach County average total millage (17.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
Not stated in the listing; ask us
FEMA flood zone
Zone X, minimal risk

Outside the special flood hazard area. Flood insurance is optional.

Hurricane evacuation zone
Not in a designated evacuation zone

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.