Atlantic Luxury Advisors
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47 photos

860 78th St #303

Miami, FL 33138

$245,000
1
1.5
651 sq ft
1973
Condominium
$365/mo
Yes
79
Active

Listing courtesy of La Rosa Realty LLC (Victoria Barnes). Contact: [email protected].

About this home

Welcome to your own slice of paradise! Bay Vista Towers is located in an upcoming and metropolitan area, right across the bridge from North Miami Beach. The condo unit has been FULLY renovated from the concrete floor up! Enjoy brand new appliances, kitchen cabinets, a beautiful granite counter top, a spacious kitchen pantry, a trending stainless steel sink and faucet, brand new range, refrigerator, and dishwasher plus bright new kitchen lighting. The bathrooms have all new vanities, light fixtures, toilets and faucets. The dining room has a modern lighted ceiling fan. The entire unit has new paint and the ceiling was completely refinished to remove the old popcorn texture. There is brand new flooring throughout (closets and all!). New hurricane impact window and sliding glass door to the balcony! Just bring your belongings and furniture! The building is waterfront, has a private pool and a dock for loading and unloading. The building was re-roofed in the past few years and the exterior has been painted. It has had both the 40 & 50 year inspections. There are no outstanding assessments. Enjoy the convenience of an in building laundry room right downstairs; not to mention your own assigned parking space under cover. The building security includes being gated and the a new keyed elevator, so you have the a high level of peace of mind.

What it costs to own
Estimated monthly payment
$2,068/mo
Principal and interest
$1,239
Property tax
$314
Homeowners insurance
$150
HOA
$365

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$3,771/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$365/mo (from the listing)
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone B: ordered to evacuate for Category 1 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.