Atlantic Luxury Advisors
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16100 81st Ave

Palmetto Bay, FL 33157

$1,696,000
4
3
3,039 sq ft
17,424 sq ft
1979
2 car
Single Family Residence
1
Active

Listing courtesy of The Keyes Company (Victor Ulloa). Contact: [email protected].

About this home

An exceptional expression of refined South Florida living, this expansive 4-bedroom, 3-bath residence is privately positioned on a quiet Cul-de-Sac in coveted Palmetto Bay. Framed by lush tropical landscaping and mature coconut palms, the property offers an enviable blend of space, privacy, and effortless indoor-outdoor living. The inviting open floor plan features an expansive kitchen with breakfast area, oversized family room, and covered outdoor living space—ideal for intimate gatherings or entertaining. The primary suite is a serene private retreat with dual walk-in closets and a spa-inspired bath featuring dual vanities, whirlpool tub, separate shower, and private commode area. Three additional bedrooms are thoughtfully arranged in a split-bedroom configuration, with one offering direct access to the pool and patio. Outside, a sparkling private pool, covered patio, and lush tropical landscaping create a resort-style setting for relaxing and entertaining. Abundant storage, an oversized garage, attic access, hurricane-impact windows and doors, and a 2018 roof add comfort and peace of mind. A separately fenced, paved area accommodates a boat or RV. Ideally located near excellent schools, parks, shopping, medical facilities, major roadways, and Miami's premier attractions, this exceptional residence captures the privacy, space, and tropical lifestyle that make Palmetto Bay so desirable.

What it costs to own
Estimated monthly payment
$12,184/mo
Principal and interest
$8,576
Property tax
$2,550
Homeowners insurance
$1,058
HOA(not in the listing)
$0

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$30,599/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
Not stated in the listing; ask us
FEMA flood zone
Zone X, minimal risk

Outside the special flood hazard area. Flood insurance is optional.

Hurricane evacuation zone
Zone B: ordered to evacuate for Category 1 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.