Atlantic Luxury AdvisorsKeller Williams Realty Services

44 photos

4490 NE Indian River Dr

Jensen Beach, FL 34957

$939,900
3
2
2,054 sq ft
1947
Single Family Residence
$0/mo
Yes
241
Active

Listing courtesy of PenderWhite Properties, Inc.. Contact: [email protected].

About this home

HUGE PRICE IMPROVEMENT!! Welcome to your private slice of paradise on the scenic Indian River where over 100' of pristine, ocean-access shoreline creates an extraordinary coastal escape. This unique, historic rustic home captures the timeless spirit of Olde Florida living. A grand stone fireplace anchors the oversized living room, while expansive windows frame breathtaking views of the intracoastal waters, filling the home with natural light and unforgettable sunrises right from your own private beach. The versatile layout offers a rare opportunity: the rear portion of the home can function as a complete, private in-law suite or income-producing Airbnb. Outdoor living shines here. Enjoy gentle river breezes from screened porches, covered patios, open-air terraces, and outdoor shower. Unwind in your backyard serene Zen garden or relax beachfront as the sun rises over the river in your front yard. A rare waterfront property blending historic charm, privacy, flexibility, and true Florida beauty.

What it costs to own
Estimated monthly payment
$6,538/mo
Principal and interest
$4,753
Property tax
$1,202
Homeowners insurance
$583
HOA
$0

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$14,421/yr

Estimate: the price times the Martin County average total millage (16.06 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

The full yearly cost of owning this home: property tax levy by levy from the published millage of the parcel’s taxing district (a mailing city is not always inside its city limits), the Save Our Homes cap, HOA and the insurance quotes to get.

HOA
$0/mo (from the listing)
FEMA flood zone
Lookup unavailable. Check the FEMA map
Hurricane evacuation zone
Lookup unavailable. Know your zone

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location
Location from the listing's MLS coordinatesMap data © OpenStreetMap contributors

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty Services. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.