23 photos
1400 NE 104 Street
Miami Shores, FL 33138
Listing courtesy of Miami Waterfront Realty (Sarah Malebranche). Contact: [email protected].
Charming 3-bedroom, 2-bathroom home nestled in the heart of Miami Shores, just minutes from Biscayne Bay. Offering a wonderful blend of character, comfort, and functionality, the home features two spacious living areas, a cozy dining space, and a bright kitchen overlooking a unique Florida room with an inviting setting for morning coffee, relaxed afternoons, or entertaining guests. The kitchen holds KitchenAid appliances, a gas oven, and cooktop. Additional conveniences include central A/C a washer, and a gas dryer. Enjoy the charm and tranquility of Miami Shores, with convenient access to some of Miami's most sought-after destinations, including Aventura, the MiMo District, Wynwood, Downtown Miami, Brickell, and Miami Beach. Recent improvements include crawl space encapsulation (2026), pressure cleaning of the roof (2026), and pruning of the mango tree (2026). Move-in ready and ideally situated to enjoy all that Miami Shores has to offer. Property owner is the acting licensed real estate agent.
- Principal and interest
- $7,580
- Property tax
- $2,246
- Homeowners insurance
- $933
- HOA(not in the listing)
- $0
An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.
Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.
Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.
Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.
- Base flood elevation
- 9 ft (NGVD29)
- Ground elevation
- 3.5 ft
- Distance to the coast
- Under 0.1 mi
- NFIP flood policies nearby
- $1,250 to $2,290 a year
Bare ground at the point (USGS 3DEP, NAVD88), not the finished floor.
Straight line to the nearest salt-water shoreline (ocean, bay or lagoon).
Middle half of 1,202 NFIP single-family policies in ZIP 33138, A zones, policies effective 2025-10-01 to 2026-10-01. What owners paid, not a quote for this home.
Sources: FEMA National Flood Hazard Layer (panel 12086C0306L, effective 2009-09-11), USGS 3DEP, Florida Division of Emergency Management, OpenStreetMap coastline, FEMA OpenFEMA NFIP policies. Checked 2026-10-02. Wind and homeowners premiums are not shown: no public source publishes them at this level, and they vary with roof age, construction and the carrier. Public map data looked up at this location, not a survey or an insurance quote. Confirm with an elevation certificate, the county and your insurer. FEMA flood map
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.