




29 photos
20922 88th Pl
Cutler Bay, FL 33189
Listing courtesy of My Realty Group, LLC. (Hugo Lopez Diaz). Contact: [email protected].
Waterfront living in Cutler Bay! Welcome to this beautifully updated three-bedroom, two-and-a-half-bath home featuring a versatile extra room—ideal for a home office, playroom, gym, media room, or pet space. The bright, open-concept layout offers beautiful flooring throughout and a renovated kitchen with striking exotic marble, stainless-steel appliances, and an oversized waterfall island that serves as both a stunning centerpiece and an inviting space for entertaining. Step outside to an expansive waterfront backyard with open-water views and plenty of room to enjoy the South Florida lifestyle. Boating enthusiasts will appreciate the space available for a boat and trailer, with Black Point Marina and its boat ramps just minutes away. Enjoy outdoor gatherings, peaceful mornings by the water, and beautiful sunsets from your own backyard.
- Principal and interest
- $3,332
- Property tax
- $952
- Homeowners insurance
- $408
- HOA
- $35
An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.
Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.
Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.
Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.





