Atlantic Luxury Advisors
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41 photos

306 FERNANDINA

Fort Pierce, FL 34949

$550,000
3
1
1,290 sq ft
11,326 sq ft
1951
Single Family Residence
51
Active

Listing courtesy of Right Direction Real Estate & (Amy Jean Trumble). Contact: [email protected].

About this home

Experience the best of island living in this charming fully furnished 3-bedroom, 1-bath beach cottage just a short walk—only a few blocks—from the Atlantic Ocean, Fort Pierce Inlet, Jetty Park, waterfront restaurants, and local favorites like Archie's. Situated on an oversized lot, this CBS home offers a warm coastal feel with original wood flooring, an updated kitchen, a spacious living area, and a bright enclosed sunroom overlooking the backyard—perfect for relaxing after a day at the beach. Enjoy Florida living year-round from the large screened patio, while the covered carport provides convenient parking and additional storage. Bahama shutters add to the home's coastal character, and the generous backyard offers plenty of room to entertain or even add a future pool.

What it costs to own
Estimated monthly payment
$4,034/mo
Principal and interest
$2,781
Property tax
$911
Homeowners insurance
$342
HOA(not in the listing)
$0

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$10,936/yr

Estimate: the price times the St. Lucie County average total millage (21.56 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
Not stated in the listing; ask us
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone A: first to evacuate, ordered for tropical storms and every hurricane category.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.