Atlantic Luxury Advisors
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24 photos

2020 135th St #503

North Miami, FL 33181

$245,000
2
2
963 sq ft
1969
1 car
Condominium
$908/mo
Yes
125
Active

Listing courtesy of United Realty Group Inc (Juan Urbina Jr). Contact: [email protected].

About this home

Waterfront living meets ultimate convenience! Welcome to this bright and spacious 5th-floor condo in the highly sought-after Keystone Towers. This 2-bedroom, 2-bathroom residence features an open-concept layout with large windows that flood the home with natural light. Step out onto your private balcony to enjoy peaceful views and gentle coastal breezes. Located in a secure, well-maintained building right on the water, you are just minutes from FIU’s Biscayne Bay campus, local beaches, dynamic dining, and major highways. Perfect for professionals, students, or anyone looking for a low-maintenance South Florida lifestyle. Schedule your private tour today! Financing Available.

What it costs to own
Estimated monthly payment
$2,611/mo
Principal and interest
$1,239
Property tax
$314
Homeowners insurance
$150
HOA
$908

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$3,771/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$908/mo (from the listing)
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone C: ordered to evacuate for Category 2 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.