Atlantic Luxury Advisors
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41 photos

650 Curtiswood Dr

Key Biscayne, FL 33149

$5,199,000
6
4.5
3,356 sq ft
7,500 sq ft
1996
3 car
Single Family Residence
90
Active

Listing courtesy of One Sotheby's International Realty (Claudine Coto). Contact: [email protected].

About this home

Elevated six-bedroom home on a quiet island street, centrally located. Double-high ceilings in the living room, marble flooring, wood floors in bedrooms, two en suite rooms. plus master bedroom with separate shower and tub. Upstairs family room, lush landscaping, pool, and elevated structure. Carport Garage plus two covered parking spaces. Additional storage downstairs for potential use as game room, open layout, and access to outside ideal for entertaining. Includes beach club membership.

What it costs to own
Estimated monthly payment
$37,486/mo
Principal and interest
$26,289
Property tax
$7,947
Homeowners insurance
$3,250
HOA(not in the listing)
$0

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$95,367/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
Not stated in the listing; ask us
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone A: first to evacuate, ordered for tropical storms and every hurricane category.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.