Atlantic Luxury Advisors
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20 photos

460 28th St #3301

Miami, FL 33137

$999,000
2
2
1,311 sq ft
2015
1 car
Condominium
$1,848/mo
Yes
1
Active

Listing courtesy of Condoideas Realty Group LLC (Daniela Pellicciotti). Contact: [email protected].

About this home

Don’t miss this exceptional opportunity — a turn-key corner residence on the 33rd floor at Icon Bay in Edgewater. This corner unit features 2 bedrooms plus a den and is wrapped in floor-to-ceiling windows showcasing spectacular, unobstructed bay and skyline views from every room. The rare flow-through layout offers two private balconies: an East-facing terrace off the living room for beautiful sunrises over the bay and a West-facing balcony from the primary suite for dramatic Miami sunsets. Residents at Icon Bay enjoy resort-style amenities, including an infinity pool overlooking the water, state-of-the-art fitness center, sky lounge, tennis courts, theater room, 24-hour security, and valet service. Perfectly positioned just minutes from Miami’s best dining, shopping, and cultural destinations — and only about 12 minutes from Miami International Airport — this residence delivers an exceptional blend of value, elegance, and convenience in one of Miami’s most desirable waterfront neighborhoods.

What it costs to own
Estimated monthly payment
$9,000/mo
Principal and interest
$5,051
Property tax
$1,476
Homeowners insurance
$625
HOA
$1,848

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$17,712/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$1,848/mo (from the listing)
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone C: ordered to evacuate for Category 2 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Florida risk
Base flood elevation
10 ft (NGVD29)
Distance to the coast
Under 0.1 mi

Straight line to the nearest salt-water shoreline (ocean, bay or lagoon).

NFIP flood policies nearby
$360 to $610 a year

Middle half of 70 NFIP condo unit policies in ZIP 33137, A zones, policies effective 2025-10-02 to 2026-10-02. What owners paid, not a quote for this home.

Sources: FEMA National Flood Hazard Layer (panel 12086C0316L, effective 2009-09-11), Florida Division of Emergency Management, OpenStreetMap coastline, FEMA OpenFEMA NFIP policies. Checked 2026-10-02. Wind and homeowners premiums are not shown: no public source publishes them at this level, and they vary with roof age, construction and the carrier. Public map data looked up at this location, not a survey or an insurance quote. Confirm with an elevation certificate, the county and your insurer. FEMA flood map

Florida condo safety laws

This building was built in 2015, according to the county property appraiser.

If it has three or more habitable stories, Florida law (s. 553.899, F.S.) requires a milestone structural inspection by December 31 of the year it reaches 30 years of age, then every 10 years; for a building of this age the first one is due by December 31, 2045. A local building official may require it at 25 years near salt water.

Condominium buildings of three or more stories also need a structural integrity reserve study (s. 718.112(2)(g), F.S.) at least every 10 years; associations formed on or before July 1, 2022 had to complete one by December 31, 2025.

Dates follow from the statutes and the year the county appraiser lists for the building, not from the association's records. Ask the association for its milestone inspection report, its most recent structural integrity reserve study and any approved or proposed special assessments, and review them before you buy.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.