Atlantic Luxury AdvisorsKeller Williams Realty Services
Under contract. Ask us to watch it: if it comes back on the market, you hear first.

71 photos

661 SW Bay Pointe Cir

Palm City, FL 34990

$6,495,000
5
5.5
6,503 sq ft
1988
Single Family Residence
$1,076/mo
Yes
41
Active Under Contract

Listing courtesy of One Sotheby's International Realty. Contact: [email protected].

About this home

Commanding the point of Palm City, Arbeau Pointe is a rare wide-water estate within gated Bay Pointe, offering nearly three-quarters of an acre, 275'+ of waterfront & sweeping 180-degree water views. With more than 6,500 square feet under air & nearly 8,500 total, the residence was extensively renovated in 2018 with continued upgrades, including a new 2026 standing-seam metal roof, exterior paint, driveway pavers, four newer A/C systems with updated ductwork, impact glass, renovated baths, natural stone finishes & smart-home technology. Expansive living spaces embrace the waterfront setting, including an upstairs lounge with panoramic views of the Roosevelt & Palm City bridges that can also function as a theater. Outdoor living includes a covered waterfront bar & substantial deep-water dockage with 30,000-lb & 9,500-lb boat lifts, upgraded dock lighting & seawall improvements. Additional features include a whole-home generator, spray-foam insulation & private gated entry.

What it costs to own
Estimated monthly payment
$46,612/mo
Principal and interest
$32,842
Property tax
$8,636
Homeowners insurance
$4,058
HOA
$1,076

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$103,635/yr

Estimate: the price times the Martin County average total millage (16.06 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

The full yearly cost of owning this home: property tax levy by levy from the published millage of the parcel’s taxing district (a mailing city is not always inside its city limits), the Save Our Homes cap, HOA and the insurance quotes to get.

HOA
$1,076/mo (from the listing)
FEMA flood zone
Lookup unavailable. Check the FEMA map
Hurricane evacuation zone
Lookup unavailable. Know your zone

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location
Location from the listing's MLS coordinatesMap data © OpenStreetMap contributors

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty Services. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.