Atlantic Luxury Advisors
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432 North River

Stuart, FL 34994

$1,172,900
4
4.5
2,855 sq ft
2026
2 car
Single Family Residence
187
Active

Listing courtesy of Eagle & Albatross Realty (Catherine Scanlan). Contact: [email protected].

About this home

Move-in Ready | No HOA | New, move-in ready, and loaded with thoughtful details and upgrades. This home offers new construction without the wait or the hassle of remodeling. Just a short distance from the Saint Lucie River in an established neighborhood, this courtyard-style residence features four bedrooms and four-and-a-half baths arranged to balance open gathering areas with private retreats. The main-level owner's suite allows for convenient single-story living within the two-story floor plan and opens directly to a private courtyard that extends the living space outdoors. Its bath includes a freestanding soaking tub, separate shower, decorative accent tile, Cambria quartz countertops, and a custom built-in closet system. At the heart of the home, the kitchen is equipped with a full GE Café appliance suite, including a 36-inch induction cooktop with ventilation hood, double wall ovens, a wine chiller, a built-in microwave drawer, and a stainless farmhouse sink with a Moen pull-down faucet set in a generous quartz-topped island. Three sets of PGT impact-resistant, 10-foot sliding glass doors connect the living room, dining area, and owner's suite to the central courtyard, creating an easy indoor-outdoor flow and bringing in natural light. From the dining room, French doors open onto a side porch with a partial water view, and a covered front porch provides another comfortable outdoor sitting area for relaxing or greeting guests. Upstairs, a spacious loft provides flexible space for relaxation, along with three additional bedrooms and their accompanying baths. Wood flooring extends through the great room, kitchen, dining room, owner's suite, stairs, and loft, while impact-resistant windows and doors enhance durability and peace of mind. The laundry room includes a GE front-load washer and dryer with a steam feature and a utility sink, and the oversized two-car garage has durable epoxy flooring and high ceilings for additional storage opportunities. Premium Kichler lighting, professional landscaping, and an irrigation system complete the home. The Bayshore Home is located near the newly updated Oleander Park and close to the Saint Lucie River, with downtown Stuart's dining, shopping, and recreation just a short drive away. There are no HOA fees or related restrictions. This home offers the benefits of new construction without the wait. Comes with a new home warranty through Maverick.

Virtual tour
What it costs to own
Estimated monthly payment
$8,178/mo
Principal and interest
$5,931
Property tax
$1,514
Homeowners insurance
$733
HOA(not in the listing)
$0

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$18,163/yr

Estimate: the price times the Martin County average total millage (16.06 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
Not stated in the listing; ask us
FEMA flood zone
Zone X, minimal risk

Outside the special flood hazard area. Flood insurance is optional.

Hurricane evacuation zone
Zone E: ordered to evacuate for Category 4 and 5 hurricanes.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.