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10190 Bay Harbor Dr #13
Bay Harbor Islands, FL 33154
Listing courtesy of Douglas Elliman (Lady Camila Steel). Contact: [email protected].
Discover Bay Villas, your luxurious retreat in the sought-after Bay Harbor Islands. This exclusive neighborhood is Miami's hidden gem, offering charming, walkable streets, waterfront access, and laid-back elegance. This townhome features 4 bedrooms, 4.5 bathrooms, and 2,738 sq ft of refined interior living across three levels, plus a magnificent rooftop terrace. Highlights Include: Interior Elevator from ground floor to rooftop. Private, 2-car climate-controlled garage. Armony Cucine kitchen with Miele appliance and coffee system. Stone countertops, premium fixtures, and high-end flooring options. Smart home ready with dimmer switches and base security system. Delivery date: Q2 2027.
- Principal and interest
- $16,611
- Property tax
- $4,998
- Homeowners insurance
- $2,050
- HOA
- $0
An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.
Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.
Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.
Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.