Atlantic Luxury AdvisorsKeller Williams Realty Services

174 photos

7900 Harbor Island Dr #1007

North Bay Village, FL 33141

$399,000
1
1.5
900 sq ft
2007
2 car
Condominium
$829/mo
Yes
Yes
5
Active

Listing courtesy of Westgate Group LLC. Contact: [email protected].

About this home

ATTENTION OUT-OF-STATE BUYERS! Florida voters just approved Amendment 3, creating a major property-tax savings opportunity! Buyers who establish Florida residency by December 31, 2026, may qualify for the expanded homestead exemption beginning in 2027. Those who become Florida residents after December 31, 2026, must wait until their fifth year of homestead exemption eligibility to receive the increased benefit. Don’t miss this important deadline! //Experience waterfront living at 360 Condominium in North Bay Village! This spacious 900-square-foot, 1-bedroom, 1.5-bath residence offers a private balcony, beautiful water views, an open living and dining area, and two parking spaces. //Enjoy resort-style living with two waterfront pools, a world-class fitness center with two locations, sauna, spa, marina, and 24-hour security. Invite your friends for drinks at the waterfront tiki bar, launch your kayak from the private kayak dock, or have friends pick you up at the community dock for a spectacular sunset cruise on Biscayne Bay! Storage units and electric vehicle charging are also available. Conveniently located near Miami Beach, shopping, dining, and entertainment. //Close before December 31, 2026, and establish Florida residency to potentially benefit from the expanded homestead exemption without the five-year waiting period! DISCLAIMER: Buyers should consult a qualified financial or tax professional and verify eligibility with the Miami-Dade County Property Appraiser.

Virtual tour
What it costs to own
Estimated monthly payment
$3,649/mo
Principal and interest
$2,018
Property tax
$552
Homeowners insurance
$250
HOA
$829

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$6,619/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

The full yearly cost of owning this home: property tax levy by levy from the published millage of the parcel’s taxing district (a mailing city is not always inside its city limits), the Save Our Homes cap, HOA and the insurance quotes to get.

HOA
$829/mo (from the listing)
FEMA flood zone
Lookup unavailable. Check the FEMA map
Hurricane evacuation zone
Lookup unavailable. Know your zone

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Florida condo safety laws

360 Condo A was built in 2007, according to the county property appraiser.

If it has three or more habitable stories, Florida law (s. 553.899, F.S.) requires a milestone structural inspection by December 31 of the year it reaches 30 years of age, then every 10 years; for a building of this age the first one is due by December 31, 2037. A local building official may require it at 25 years near salt water.

Condominium buildings of three or more stories also need a structural integrity reserve study (s. 718.112(2)(g), F.S.) at least every 10 years; associations formed on or before July 1, 2022 had to complete one by December 31, 2025.

Dates follow from the statutes and the year the county appraiser lists for the building, not from the association's records. Ask the association for its milestone inspection report, its most recent structural integrity reserve study and any approved or proposed special assessments, and review them before you buy.

Location
Location from the listing's MLS coordinatesMap data © OpenStreetMap contributors

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty Services. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.