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1133 102nd St #403
Bay Harbor Islands, FL 33154
Listing courtesy of Resource (Paul Giscard). Contact: [email protected].
Rare corner residence at The Palms in Bay Harbor Islands with 1,260 SF of living space and 2 spacious private terraces. Designer upgrades include luxury porcelain floors, an upgraded kitchen with new appliances, custom-fitted closets, motorized shades and drapes, and decorative finishes. Includes 2 assigned covered garage spaces and a private storage room immediately next door to the apartment. This quiet boutique building offers a rooftop pool and barbecue area, plus bicycle storage. Enjoy free island tennis courts and free local Freebee transportation. Assigned to the highly rated Ruth K. Broad Bay Harbor K-8 Center, ideal for families. The town also offers after-school activities and enrichment programs for children, adults and seniors. Bal Harbour Shops and the beach are approximately a 10-minute walk away. Low monthly HOA of $1,080. With rentals permitted up to 12 times per year and a 30-day minimum, the residence also offers income potential for investors. Italian designer furniture available for separate purchase.
- Principal and interest
- $4,293
- Property tax
- $1,245
- Homeowners insurance
- $533
- HOA
- $1,080
An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.
Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.
Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.
Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.