Atlantic Luxury AdvisorsKeller Williams Realty Services

48 photos

115 Pepper Ln

Jensen Beach, FL 34957

$749,000
3
2.5
2,371 sq ft
1994
Single Family Residence
$517/mo
27
Active

Listing courtesy of Illustrated Properties LLC. Contact: [email protected].

About this home

Experience the best of Hutchinson Island living in this unique 3-bedroom, 2.5-bath home in a small, gated island community directly across from the beach. Designed for entertaining and an active coastal lifestyle, the open living, dining and kitchen area features a custom kitchen with quartz countertops, cooktop, built-in microwave and wall oven combination and a beverage cooler. A first-floor enclosed flex room is perfect for an office or gym, while the upstairs loft provides additional living space. The incredible rooftop terrace is made for morning coffee, dining, entertaining or cocktails under the stars. Enjoy the community pool, bike the island, surf or walk across the street to the lifeguarded beach with public restrooms. End the day with a stroll to the community viewing dock for sunset over the Intracoastal. Roof replaced in 2022. Close to local restaurants and Downtown Jensen Beach—this is island living from sunrise to sunset.

What it costs to own
Estimated monthly payment
$6,040/mo
Principal and interest
$3,787
Property tax
$1,269
Homeowners insurance
$467
HOA
$517

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$15,226/yr

Estimate: the price times the St. Lucie County average total millage (21.56 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

The full yearly cost of owning this home: property tax levy by levy from the published millage of the parcel’s taxing district (a mailing city is not always inside its city limits), the Save Our Homes cap, HOA and the insurance quotes to get.

HOA
$517/mo (from the listing)
FEMA flood zone
Lookup unavailable. Check the FEMA map
Hurricane evacuation zone
Lookup unavailable. Know your zone

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location
Location from the listing's MLS coordinatesMap data © OpenStreetMap contributors

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty Services. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.