27 photos
12040 SW 10th Ter
Miami, FL 33184
Listing courtesy of Compass Florida, LLC (Anna Jimenez). Contact: [email protected].
- Sat, Oct 17, 1 to 3 PM
Canal-front living with NO HOA and NO governing body. Your home, your rules! This 3/3 twin home offers rare peace of mind: new roof, impact windows and doors, an A/C unit 4 years old, newer appliances (under 4 years), and gutters. The layout is as functional as it is inviting, with a bedroom and full bath downstairs that offer flexibility for guests, multigenerational living, or a home office. Step outside to a spacious backyard with a covered pavilion, perfect for entertaining, weekend gatherings, or relaxing by the canal. The driveway fits 3–4 vehicles, so there's room for everyone. Minutes from FIU, Dolphin Mall, Tamiami Park, the Turnpike, and SR-836. Move-in ready, with the big-ticket items already done.
- Principal and interest
- $3,069
- Property tax
- $872
- Homeowners insurance
- $383
- HOA
- $0
An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.
Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.
The full yearly cost of owning this home: property tax levy by levy from the published millage of the parcel’s taxing district (a mailing city is not always inside its city limits), the Save Our Homes cap, HOA and the insurance quotes to get.
Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty Services. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.