12 photos
1244 45th St
Miami, FL 33142
Listing courtesy of Compass Florida, LLC (Dimitri Joseph). Contact: [email protected].
Renovated 3 bedroom, 1 bath single family home situated on a corner lot and zoned for duplex use, offering flexibility for homeowners and investors alike. The property features a 2024 roof and a recently renovated kitchen with modern finishes and updated appliances, along with a newer washer and dryer. Move in ready and thoughtfully updated, this home is an ideal opportunity for a first time homebuyer or an excellent investment in the up and coming Allapattah neighborhood. The duplex zoning also provides future expansion and income potential.
- Principal and interest
- $2,326
- Property tax
- $646
- Homeowners insurance
- $292
- HOA(not in the listing)
- $0
An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.
Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.
Outside the special flood hazard area. Flood insurance is optional.
Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.
- Ground elevation
- 10.9 ft
- Distance to the coast
- 2.0 mi
- NFIP flood policies nearby
- $680 to $930 a year
Bare ground at the point (USGS 3DEP, NAVD88), not the finished floor.
Straight line to the nearest salt-water shoreline (ocean, bay or lagoon).
Middle half of 37 NFIP single-family policies in ZIP 33142, zone X, policies effective 2025-10-02 to 2026-10-02. What owners paid, not a quote for this home.
Sources: FEMA National Flood Hazard Layer (panel 12086C0304L, effective 2009-09-11), USGS 3DEP, Florida Division of Emergency Management, OpenStreetMap coastline, FEMA OpenFEMA NFIP policies. Checked 2026-10-02. Wind and homeowners premiums are not shown: no public source publishes them at this level, and they vary with roof age, construction and the carrier. Public map data looked up at this location, not a survey or an insurance quote. Confirm with an elevation certificate, the county and your insurer. FEMA flood map
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.