




69 photos
9940 Bay Harbor Dr #5E-N
Bay Harbor Islands, FL 33154
Listing courtesy of One Sotheby's International Realty (Miriam Poggio). Contact: [email protected].
Kai Bay Harbor is a boutique waterfront residence designed by Arquitectonica, offering direct water views and a highly desirable location in Bay Harbor Islands. This 1-bedroom plus den, converted into a second bedroom, features Cristal White marble floors throughout and faces west, capturing open marina views and striking sunsets. The residence offers spacious interiors and a generous balcony, ideal for indoor-outdoor living. Kai’s rooftop level includes an infinity-edge pool, sun deck, and lounge area with 360-degree views of Biscayne Bay, Bal Harbour, and the ocean. Located within walking distance to A-rated schools, Bal Harbour Shops, the beach, restaurants, and places of worship. Positioned between Aventura and South Beach, Kai offers convenient access to both while maintaining a quiet residential setting on the water.
- Principal and interest
- $5,051
- Property tax
- $1,476
- Homeowners insurance
- $625
- HOA
- $1,657
An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.
Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.
Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.
Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.




