64 photos
9852 SW Santa Monica Dr
Palm City, FL 34990
Listing courtesy of Keller Williams Realty Consult. Contact: 954-688-5400.
Tall pines, a lush lawn and 2.5 waterfront acres wrap this 2023 custom-built 3 bed + den/2.5 bath home in quiet privacy, all inside a private (24/7 manned) gated equestrian community. Sit under the covered front porch or relax in the large screened patio, where the wood-plank ceiling frames sweeping views of the backyard acreage. Clean and bright throughout, the kitchen pairs white shaker cabinetry and granite counters with a center island, gas cooktop, double wall ovens, stainless appliances and a walk-in pantry. Granite carries through every bath. The primary suite is tucked away on its own side of the home. The mudroom/laundry includes a full-size sink, counters, storage and a bench. Metal roof, hurricane-impact windows, full-home generator, reverse osmosis system provide peace of mind. See attachments for any disclosures, additional property or community information that may be available.
- Principal and interest
- $6,321
- Property tax
- $1,617
- Homeowners insurance
- $783
- HOA
- $217
An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.
Estimate: the price times the Martin County average total millage (16.06 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.
The full yearly cost of owning this home: property tax levy by levy from the published millage of the parcel’s taxing district (a mailing city is not always inside its city limits), the Save Our Homes cap, HOA and the insurance quotes to get.
Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty Services. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.













