Atlantic Luxury Advisors
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80 photos

20478 4th Ct

Miami Gardens, FL 33169

$550,000
3
2.5
1,595 sq ft
2022
1 car
Townhouse
$458/mo
Yes
139
Active

Listing courtesy of Brokers, LLC (Marianela Bracho). Contact: [email protected].

About this home

Welcome to the former model home of Vista Lago, a boutique gated community in Miami Gardens. Selected as the showcase residence, this 3-bedroom, 2.5-bath townhouse offers 1,595 sq. ft. of thoughtfully designed living space on a premium lot with the longest lake view in the community. Features include a 1-car garage plus brick-paved driveway for two additional vehicles, open-concept layout, modern kitchen with quartz countertops and stainless steel appliances, tile flooring, custom light fixtures and ceiling fans, custom window treatments, accordion shutters throughout, built-in smart home system, and high-end washer and dryer. Fully fenced backyard with pavers, perfect for entertaining while enjoying stunning sunset views over the lagoon. Enjoy resort-style amenities in this exclusive 113-home gated community: clubhouse, fitness center, pool and playground. Flexible financing available with as little as 3.5% down (FHA, Conventional, or down payment assistance programs).

What it costs to own
Estimated monthly payment
$4,365/mo
Principal and interest
$2,781
Property tax
$784
Homeowners insurance
$342
HOA
$458

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$9,410/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$458/mo (from the listing)
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone D: ordered to evacuate for Category 3 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.