Atlantic Luxury Advisors
489 4th St photo 1489 4th St photo 2489 4th St photo 3489 4th St photo 4489 4th St photo 5

37 photos

489 4th St

Florida City, FL 33034

$399,900
4
3
1,700 sq ft
2021
Townhouse
$105/mo
Yes
5
Active

Listing courtesy of Beehouse Realty, LLC. (Nilyem Padron). Contact: [email protected].

About this home

BUYER INCENTIVES AVAILABLE • FIRST-FLOOR BEDROOM & FULL BATH • SMART HOME FEATURES. Beautifully maintained 4-bedroom, 3-bath townhouse offering comfort, functionality, and exceptional value. Premium features include a whole-house water softener & alkaline water system, under-sink drinking water filtration system, Zebra shades, motorized blinds, modern light fixtures, a private fenced patio with concrete area, and a backyard storage shed. Conveniently located just minutes from Florida's Turnpike, US-1, Florida Keys Outlet Marketplace, Baptist Hospital, shopping, dining, parks, schools, Homestead Air Reserve Base, and the entrance to the Florida Keys. Motivated Seller. Ask Listing Agent about available buyer incentives.

What it costs to own
Estimated monthly payment
$2,930/mo
Principal and interest
$2,022
Property tax
$553
Homeowners insurance
$250
HOA
$105

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$6,635/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$105/mo (from the listing)
FEMA flood zone
Zone AH, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone C: ordered to evacuate for Category 2 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.