Atlantic Luxury Advisors
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47 photos

1135 103rd #307

Bay Harbor Islands, FL 33154

$1,900,000
2
2.5
2024
2 car
Condominium
$3,672/mo
Yes
178
Active

Listing courtesy of Coldwell Banker Realty (Juan Zuluaga). Contact: [email protected].

About this home

Take a Breath and touch a piece of at the newly constructed Onda Residences in Bay Harbor Islands. This 1,917 sq ft unit offers stunning and unique terrace from the expansive living space and primary suite with in-built grill, complete with extra-large double walk-in closets. Enjoy high-end finishes like custom Italian cabinets, elegant Italian porcelain floors, and Barausse Italian doors. The unit includes a den/office, 2 tandem parking spaces, and storage and a private outdoor terrace that is over 1000 sq ft with an outdoor kitchen.Onda Residences features EV charging stations, a marina, a spa, a fitness center, free valet and a rooftop pool with breathtaking views of the intracoastal, Bal Harbour skyline and the ocean. Unit rented until Sept 2026

What it costs to own
Estimated monthly payment
$17,335/mo
Principal and interest
$9,607
Property tax
$2,864
Homeowners insurance
$1,192
HOA
$3,672

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$34,371/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$3,672/mo (from the listing)
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone B: ordered to evacuate for Category 1 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.