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7926 195th Ter
Cutler Bay, FL 33157
Listing courtesy of BHHS EWM Realty (Drew Kern). Contact: [email protected].
Spacious 5BR/4BA, two story home in the prestigious gated community of Cutler Cay. This exceptional floor plan features soaring ceilings, formal living and dining rooms, and a first-floor guest bedroom with full bath, ideal for guests, an office, or playroom. The kitchen offers an island, snack bar, breakfast nook, and opens to the family room. Upstairs, the primary suite boasts a private balcony, sitting area, walk-in closets, and luxurious bath with dual water closets, soaking tub, and separate shower. Oversized fenced yard features a paver patio, beach-entry pool, spa, and two covered terraces. Additional highlights include a 2-car garage, indoor laundry room, accordion shutters, and resort-style community amenities with 24-hour guard gate, pool, playground, tennis & basketball courts, and walking paths.
- Principal and interest
- $5,057
- Property tax
- $1,478
- Homeowners insurance
- $625
- HOA
- $508
An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.
Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.
Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.
Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.