46 photos
120 Saratoga
Royal Palm Beach, FL 33411
Listing courtesy of Home Sold Realty LLC. Contact: [email protected].
Welcome to this beautifully updated lakefront home featuring 4 bedrooms, 2.5 bathrooms, 2,558 sq ft of living space, plus a versatile bonus room ideal for a home office, gym, or additional living area. Bright, spacious interiors feature high ceilings, an open-concept layout, abundant natural light, and modern finishes throughout. The updated kitchen opens seamlessly to the dining and living areas, creating a comfortable space for everyday living and entertaining. The primary suite offers peaceful lake views, direct access to the covered patio, an impressive custom walk-in closet, and a fully remodeled bathroom with a freestanding soaking tub, oversized glass shower, dual vanities, and private water closet. Two additional bedrooms also feature walk-in closets, providing excellent storage throughout the home. Step outside to one of the home's standout features: an expansive covered patio overlooking the backyard, saltwater pool, and beautiful lake. The spacious outdoor living area offers plenty of room to relax, entertain, and enjoy the waterfront setting. Major improvements include a metal roof (2021), saltwater pool (2023), updated kitchen, primary bathroom, flooring, fence and appliances (2023), water heater (2024), and A/C (2025). Additional features include a separate laundry room, 2-car garage, hurricane shutters and fenced yard. Located in a desirable Royal Palm Beach community with access to area schools, parks, shopping, dining, and major roadways. Updated, spacious, and move-in ready with a pool and lakefront setting this home brings together indoor comfort and Florida outdoor living.
- Principal and interest
- $3,535
- Property tax
- $959
- Homeowners insurance
- $433
- HOA
- $45
An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.
Estimate: the price times the Palm Beach County average total millage (17.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.
The full yearly cost of owning this home: property tax levy by levy from the published millage of the parcel’s taxing district (a mailing city is not always inside its city limits), the Save Our Homes cap, HOA and the insurance quotes to get.
Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty Services. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.