34 photos
4044 Breakwater
Jensen Beach, FL 34957
Listing courtesy of Houwzer Inc (Daniel Graham Robinson).
Discover your coastal dream home in Indian River Point on Hutchinson Island with amazing sunrises and sunsets — near the lifeguarded beach. Fully furnished 3-bed, 2-bath home completely renovated in 2025 with water-view great room plus office/den. Kitchen offers bar seating and stainless steel appliances. Key upgrades: metal roof (2024), A/C (2020), water heater (2018), 100% LED lighting, impact glass/shutters, and smart home features. 2 parking spaces plus gated storage room for a golf cart. Low HOA covers boat/jet ski storage, water, pest control, lawn care, heated pool, tennis, kayak launch, and fishing pier. Pet friendly, trucks allowed. Separate boat slip options available. Rare opportunity: Indian River Point has no lease restrictions.
- Principal and interest
- $3,130
- Property tax
- $772
- Homeowners insurance
- $383
- HOA
- $377
An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.
Estimate: the price times the Martin County average total millage (16.06 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.
Outside the special flood hazard area (0.2% annual chance). Flood insurance is optional and usually priced lower.
Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.