24 photos
4505 OCEAN #905
Highland Beach, FL 33487
Listing courtesy of William Raveis Real Estate (Mary M Sacks). Contact: [email protected].
Oceanfront living at its finest in this beautiful 2-bedroom, 2-bath furnished condo on the beach. Spectacular views of the ocean, pool, and intracoastal from this 9th-floor unit. The building offers security, 1-car garage parking, and many amenities, including an oceanfront pool, fitness room, BBQ areas, and a community room. 45 Ocean is just minutes from Atlantic Ave., Downtown Boca, and many restaurants and shops. 3-month minimum.
- FEMA flood zone
- Zone AE, special flood hazard area
- Base flood elevation
- 7 ft (NAVD88)
- Ground elevation
- 7.0 ft
- Hurricane evacuation zone
- Zone B
- Distance to the coast
- 0.1 mi
- NFIP flood policies nearby
- $620 to $1,540 a year
Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.
Bare ground at the point (USGS 3DEP, NAVD88), not the finished floor.
Zone B: ordered to evacuate for Category 1 hurricanes and stronger.
Straight line to the nearest salt-water shoreline (ocean, bay or lagoon).
Middle half of 183 NFIP condo unit policies in ZIP 33487, A zones, policies effective 2025-10-02 to 2026-10-02. What owners paid, not a quote for this home.
Sources: FEMA National Flood Hazard Layer (panel 12099C0989G, effective 2024-12-20), USGS 3DEP, Florida Division of Emergency Management, OpenStreetMap coastline, FEMA OpenFEMA NFIP policies. Checked 2026-10-02. Wind and homeowners premiums are not shown: no public source publishes them at this level, and they vary with roof age, construction and the carrier. Public map data looked up at this location, not a survey or an insurance quote. Confirm with an elevation certificate, the county and your insurer. FEMA flood map
This building was built in 1974, according to the county property appraiser.
If it has three or more habitable stories, Florida law (s. 553.899, F.S.) requires a milestone structural inspection by December 31 of the year it reaches 30 years of age, then every 10 years; for a building of this age the first one was due by December 31, 2024. A local building official may require it at 25 years near salt water.
Condominium buildings of three or more stories also need a structural integrity reserve study (s. 718.112(2)(g), F.S.) at least every 10 years; associations formed on or before July 1, 2022 had to complete one by December 31, 2025.
Dates follow from the statutes and the year the county appraiser lists for the building, not from the association's records. Ask the association for its milestone inspection report, its most recent structural integrity reserve study and any approved or proposed special assessments, and review them before you buy.
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.