Atlantic Luxury Advisors
Under contract. Ask us to watch it: if it comes back on the market, you hear first.
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56 photos

10178 FERNWOOD

Port St. Lucie, FL 34987

$428,000
3
2
2,012 sq ft
8,756 sq ft
2015
2 car
Single Family Residence
$326/mo
Yes
38
Active Under Contract

Listing courtesy of Sandhill Realty Group (Tony Reagan). Contact: [email protected].

About this home

Beautiful Jensen model in Vitalia at Tradition featuring 2 bedrooms, 2 bathrooms, and a versatile den. Situated on one of the largest lots in the community, this home offers stunning wood flooring, plantation shutters, a glass front door, and impact windows and doors throughout. The open-concept floor plan features a spacious kitchen overlooking the dining and living areas, creating the perfect space for everyday living and entertaining. The oversized owner's suite includes generous closet space, dual vanities, and a walk-in shower. A private guest bedroom and full bath are located at the front of the home, ideal for visitors. Enjoy Florida living from the huge screened and covered lanai. Additional highlights include paid-off solar panels for low electric bills and a prime location within within Vitalia's premier 55+ resort-style community.

What it costs to own
Estimated monthly payment
$3,449/mo
Principal and interest
$2,164
Property tax
$692
Homeowners insurance
$267
HOA
$326

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$8,306/yr

Estimate: the price times the St. Lucie County average total millage (21.56 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$326/mo (from the listing)
FEMA flood zone
Zone X, minimal risk

Outside the special flood hazard area. Flood insurance is optional.

Hurricane evacuation zone
Not in a designated evacuation zone

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.