Atlantic Luxury Advisors
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53 photos

2108 Winding Creek

Fort Pierce, FL 34981

$639,900
4
3
2,293 sq ft
16,250 sq ft
2005
2 car
Single Family Residence
$129/mo
Yes
Yes
37
Active

Listing courtesy of The Keyes Company (John J Heaning). Contact: [email protected].

About this home

LAKEFRONT POOL HOME IN GATED WINDING CREEK! Enjoy Florida lifestyle from this spacious single-story 4 bedroom, 3 bath home overlooking the lake in one of Fort Pierce's disinctive gated communities. Screened outdoor living area features a private pool & spa with peaceful water views - an ideal setting for relaxing, entertaining and enjoying Florida year round. Inside, a generous primary suite, three additional bedrooms, three full baths, separate living and dinning areas, a breakfast area, kitchen island and pantry. Fresh interior paint and several newer applliances make the home ready for its next owner. The oversized 2.5-car garage provides additional parking and storage and includes a wall A/C unit plus generator hookup to the main electrical panel. Offering $10,000 back at closing!

What it costs to own
Estimated monthly payment
$4,838/mo
Principal and interest
$3,236
Property tax
$1,073
Homeowners insurance
$400
HOA
$129

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$12,874/yr

Estimate: the price times the St. Lucie County average total millage (21.56 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$129/mo (from the listing)
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone A: first to evacuate, ordered for tropical storms and every hurricane category.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.