105 photos
18821 SW 74th Ct
Cutler Bay, FL 33157
Listing courtesy of Keller Williams Capital Realty. Contact: [email protected].
Possible interest rate buy down + additional homestead exemption will significantly reduce your monthly payments on this two-story Florence model in the prestigious Cutler Cay. offering 5 bedrooms, 4 bathrooms, and 4,717SF of thoughtfully designed living bliss. This move-in ready home features marble floors, soaring ceilings, and a grand marble staircase with custom iron railings. The living room and foyer are elevated by statement chandeliers and custom ceiling paintings, adding a distinctive architectural touch, a rare find. Curated for both refined entertaining and comfortable daily activities, the residence offers formal living, dining and family rooms flowing into renovated eat-in kitchen with stainless steel appliances. Bedroom and bath on the first floor provide flexibility for guests or multigenerational living. Upstairs, the spacious primary suite serves as a private retreat with an expansive balcony, dual walk-in closets, and a generous ensuite bath. Enjoy a covered terrace and a uniquely special backyard with no rear neighbors—offering privacy and peaceful green views + a generator. The community is 24/7 guard-gated with resort-style amenities including clubhouse, fitness center, sauna, steam room, heated pool, jacuzzi, various sports courts, playground and a pavilion—spaces to gather, mingle and enjoy a friendly neighborhood atmosphere. HOA includes alarm monitoring, cable, internet, and lawn maintenance—supporting a life of comfort, wellness, connection and ease.
- Principal and interest
- $5,941
- Property tax
- $1,747
- Homeowners insurance
- $733
- HOA
- $508
An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.
Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.
The full yearly cost of owning this home: property tax levy by levy from the published millage of the parcel’s taxing district (a mailing city is not always inside its city limits), the Save Our Homes cap, HOA and the insurance quotes to get.
Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty Services. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.













