Atlantic Luxury Advisors
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26 photos

200 Ocean Lane Dr #401

Key Biscayne, FL 33149

$2,600,000
3
3
2,412 sq ft
1961
1 car
Stock Cooperative
$4,044/mo
Yes
0
Active

Listing courtesy of Compass Florida, LLC. (Maria Parra Loughlin). Contact: [email protected].

About this home

Welcome to an exceptional oceanfront residence in Key Biscayne, where sweeping panoramic views and direct beach access create an effortless connection to the sea. Positioned on the coveted 01 line, this expansive 3-bedroom plus den, 3-bath home spans 2,412 SF and is filled with natural light through floor-to-ceiling impact glass framing the ocean from nearly every room. Generous living and dining areas offer a seamless setting for relaxed daily living and entertaining, while the open balcony extends the experience outdoors with ocean breezes and captivating views. The substantially remodeled interior features wood floors, refined finishes, and thoughtful details throughout. A versatile den provides additional space for a home office or lounge. Complete with assigned parking, valet service, and access to full-service building amenities, this residence captures the ease and sophistication of beachfront living in Key Biscayne.

Virtual tour
What it costs to own
Estimated monthly payment
$22,759/mo
Principal and interest
$13,147
Property tax
$3,943
Homeowners insurance
$1,625
HOA
$4,044

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$47,314/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$4,044/mo (from the listing)
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone A: first to evacuate, ordered for tropical storms and every hurricane category.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.