10 photos
1223 208th Ter
Miami Gardens, FL 33169
Listing courtesy of Golden Keys Inc (Olga Petkova). Contact: [email protected].
Built in 2021, this beautifully maintained 3-bedroom townhouse offers modern comfort and lovely garden views. The home feels nearly new, featuring a bright, open layout and upgraded window blinds throughout. Step outside to a charming patio, perfect for relaxing or enjoying outdoor gatherings. Parking includes a 1-car garage and two additional spaces directly in front of the home. A washer and dryer are conveniently located on the second floor, making laundry easy and accessible. With easy access to major highways, University Drive, State Road 441, and Hard Rock Stadium, this home combines comfortable living with everyday convenience.
- Principal and interest
- $2,321
- Property tax
- $644
- Homeowners insurance
- $283
- HOA
- $167
An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.
Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.
Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.
Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.
- Base flood elevation
- 6 ft (NGVD29)
- Ground elevation
- 5.7 ft
- Distance to the coast
- 5.0 mi
- NFIP flood policies nearby
- $670 to $980 a year
Bare ground at the point (USGS 3DEP, NAVD88), not the finished floor.
Straight line to the nearest salt-water shoreline (ocean, bay or lagoon).
Middle half of 1,634 NFIP single-family policies in ZIP 33169, A zones, policies effective 2025-10-01 to 2026-10-01. What owners paid, not a quote for this home.
Sources: FEMA National Flood Hazard Layer (panel 12086C0128L, effective 2009-09-11), USGS 3DEP, Florida Division of Emergency Management, OpenStreetMap coastline, FEMA OpenFEMA NFIP policies. Checked 2026-10-02. Wind and homeowners premiums are not shown: no public source publishes them at this level, and they vary with roof age, construction and the carrier. Public map data looked up at this location, not a survey or an insurance quote. Confirm with an elevation certificate, the county and your insurer. FEMA flood map
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.